The Basics of Baccarat


Originally called Punto Banco, baccarat is a game played with two cards. Players bet on the player’s hand or the banker’s hand, and both sides have an equal chance of winning. The game is played in a special alcove from the rest of the casino action.

The most basic of baccarat rules involves a dealer dealing two cards face down to each player. The player’s hand must contain at least six points, while the banker’s hand must contain at least seven points. When the totals are equal, a player’s hand is deemed the winner. Depending on the type of baccarat game played, the dealer may draw a third card or not. The dealer draws the third card if he or she thinks the score is close enough to give the player a chance to win. The third card may be a 2 or 3 card, depending on the rules of the game.

The goal of baccarat is to win as close to nine points as possible. Each card from a face card to a king is worth one point, while a jack or higher card is worth two points. The first two cards of a hand are considered “naturals,” i.e., if a player has two cards totaling eight or nine, they automatically win.

The best bet in the game is the Banker’s bet. The banker’s hand is worth one-fifth of the sum of the player’s bet, which means the house has an advantage of a little over 1%. To make the bet, players must wager at least a hundred units. In most American casinos, the player is required to use real money to make bets. This makes the game very exciting and glamorous.

The first thing to consider when playing baccarat is the size of your bet. You should make a budget for your baccarat outlay based on your loss capability. For example, if you have a tendency to lose a lot of money, then you might want to consider limiting your wagers to a maximum of five or six units. If you are a beginner, you might want to start out playing on the beginner’s table.

The second baccarat rule to know is that the ace is worth one point. All other cards are worth a “pip,” or number value. For example, a hand with an ace and a nine is worth one point, a hand with an ace and six is worth two points, and a hand with an ace and ten is worth zero points.

The third baccarat rule to know is that a tie is not always a bad thing. The third card in a hand can be used to either win or lose, and a tie can result in a payout of 1:1, 8:1, or 9:1 depending on the casino. If the hand is tied, the players may choose to remove their bets. A bet on a tie is the best bet in the game.